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At the Life Insurance Store, we receive countless emails regarding Life Changing Events and what to do about getting Life Insurance. What is a life event? life event. noun. a major event that changes a person’s status or circumstances, such as giving birth, marriage, divorce, death of...
CHOOSING BETWEEN TERM AND WHOLE LIFE INSURANCE Term life is sufficient for most families who need life insurance, but whole life and other forms of permanent coverage can be useful in certain situations. Choose term life if: Choose whole life if: You need life insurance only to replace your...
If you have been diagnosed with sleep apnea, you may wonder how this might affect your life insurance options. Sleep apnea can cause problems with your life insurance policy, such as higher rates or a denial. There is good news. A diagnosis of sleep apnea...
CPAP machines are commonly used if you have been diagnosed with obstructive sleep apnea, central sleep apnea, or the mixed type. This may be affecting your life insurance policy. A diagnosis of sleep apnea can affect your life insurance rates for different reasons and to...
Sleep apnea is a chronic disorder where breathing stops and starts during sleep. It leads to snoring, fatigue and interruptions of oxygen flowing through the body. The disruptions occur during night time and can cause daytime drowsiness. One in fifteen people in the United States...
Why having Diabetes is considered a high risk by life insurance companies? Life Insurance companies consider diabetes a high risk because it is the leading cause of kidney disease, blindness, and amputations. Nearly 25% of people who have it don’t even know it. Testing is crucial...
Life Insurance & Diabetes Life Insurance & Diabetes are not words that sync together in the insurance industry. Life Insurance companies are concerned if a person has diabetes because it is the leading cause of kidney disease, blindness, and amputations, yet nearly 25% of people who...
Type 2 Diabetes Type 2 diabetes, formerly called adult-onset or non-insulin-dependent diabetes, is the most common form of diabetes. Approximately 90% of all people with diabetes have type 2 diabetes. People can develop type 2 diabetes at any age, even during childhood. This form of diabetes usually...
Carrying a diagnosis of Type 1 diabetes can make getting life insurance complicated. Some people have been denied for a life insurance policy and told they would not be able to have the coverage they need to take care of their loved ones. This is not true....
Hepatitis C is a Ribonucleic Acid (RNA) virus that attacks the liver and can cause fibrosis, cirrhosis and even carcinoma. Not only damaging the liver, hep C can also cause damage to other parts of the body, including the kidneys, joints, skin and may cause...