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1. Help build a legacy for children or grandchildren 2. Build a cash value that can be used to help pay for college 3. Leave money to your favorite charity/church 4. Help cover burial expenses 5. Help pay final expenses 6. Help avoid probate expenses 7. Help protect against inflation 8. Create...
Life insurance can be complicated. Whether you’re trying to create peace of mind for the future of your family or preparing for retirement, you need to compare life insurance quotes and plans to make sure you have the right strategy for your situation. At Smithfin, we...
Life insurance can be complicated. Whether you’re trying to create peace of mind for the future of your family or preparing for retirement, you need to compare life insurance quotes and plans to make sure you have the right strategy for your situation. We empower you...
Life Insurance and Long Term Care is usually not seen together as one. People have spent a lifetime trying to make ends meet. Trying to pay the mortgage , trying to have a fund for your children’s education and just day to day living. Life Insurance...
Why are so many people talking about IUL ( Indexed Universal Life)? IUL is popular because it achieves two separate goals: death benefit protection, and the potential for a unique type of cash value accumulation. It is a balance of financial security and the opportunity for...
Whole life insurance policies feature a “cash value” savings account. A portion of your premium is invested in the account, which typically grows slowly on a tax-deferred basis. You can borrow against the cash value, use it to buy more coverage or surrender the policy...
What is a Rider? An insurance rider is an add-on provision to a basic insurance policy that provides additional benefits to the policyholder at an additional cost. Standard policies usually leave little room for modification or customization beyond choosing deductibles and coverage amounts. Here are some of...
What is Final Expense Insurance? Final expense insurance is an insurance policy used to pay for burial expenses and funeral services when the named insured dies. Such a policy helps ease the financial burden placed on a family when a loved one dies. More About Final Expense Coverage Final...