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Universal life insurance (often shortened to UL) is a type of cash value life insurance, sold primarily in the United States. Universal Life Insurance premiums are paid into your policy’s account value (after a premium expense charge), where it earns interest. Every month, various deductions, such as...
Insurance is designed to protect a person and the family from disasters and financial burdens. There are many kinds of insurance of which, the basic and most important is considered to be life insurance. It provides for the dependants after your death. Since there are certain...
We all know that you do not have to purchase life insurance. But you know that it is a responsible decision to make. Electric bills, for example, are less painful to pay every month. You use electricity every day. Life insurance policies, on the other...
When term life insurance is the recommended solution for a person’s life insurance needs, there are a number of strategies that can be implemented, depending on a client’s personal financial situation. Starting with Term Insurance Many individuals and families, particularly families raising young children, have so many...
Smithfin is our parent company for The Life Insurance Store. Unlike insurance companies, the Life Insurance Store works for You and not the insurance company . We save you time, money and frustration. [video width="1280" height="720" mp4="https://www.thelifeinsurancestore.com/wp-content/uploads/2019/01/Smithfin-Life-Inurance-Comparison-Company-1.mp4"][/video]...
The most common form of life insurance. It is temporary life insurance coverage because it pays a death benefit to the person or persons designated as the beneficiary if the insured’s death occurs within a specified period (known as the “term period”) The time limit...
It’s no secret that insurance companies use height and weight ratios to determine how much premium they’re going to charge or to determine if they’re even going to offer life insurance coverage at all. For insurance purposes, When it comes to being overweight , the...
Your weight can affect your life insurance, even if you have lost weight by diet and exercise or through a weight reduction surgery. Being overweight is not easy, and it isn’t easy to lose weight. Now you’ve lost the weight, but you may not have...
High blood pressure is a common condition that affects millions of people around the world. It is also one of the risk factors that is often considered by many insurance underwriters when you are applying for a life insurance policy. However, that does not mean...
At The Life Insurance Store, we want you to have peace of mind by building a legacy that you are providing protection for your loved ones that will create a lasting legacy . Parents want to provide their kids and loved ones with the chance...