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We give quotes by age for a reason. Age makes all the difference in Life Insurance. In fact , the month of your Birthday can make all the difference regarding premiums. Our needs in life change as we age. To optimize your Life Insurance as you...
What Factors Affect Life Insurance Premiums for Diabetics? Age when diagnosed Your family health history Your current age Your medical history Type 1 or 2 diabetes Height and weight Your blood sugar levels Your hemoglobin A1C level Your current medications If your blood sugar levels are...
By Bruce Sackrison Like every great invention, life insurance has a history. I’ll highlight parts of that history I find interesting. Maybe you’ll find it interesting too. The early Romans, plumbing and burial clubs The Romans loved to perfect things they borrowed from others. Like plumbing. Many of...
Term life insurance provides death benefit protection for a period of one or more years. The death benefit of the policy is paid only if the insured dies during that period. If the insured lives beyond the term period, no death benefit is paid. Typically,...
Life insurance companies use build charts, or height and weight tables, to help determine someone’s class when anyone applies for a life insurance policy. It sounds simple enough, but it becomes complicated quickly. The complicated part starts with the life insurance companies not using the...
Why should I buy life insurance? Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: Replace income for dependents If people depend on your income, life insurance can replace that income for...
At the Life Insurance Store, we receive countless emails regarding Life Changing Events and what to do about getting Life Insurance. What is a life event? life event. noun. a major event that changes a person’s status or circumstances, such as giving birth, marriage, divorce, death of...
Sleep apnea is a chronic disorder where breathing stops and starts during sleep. It leads to snoring, fatigue and interruptions of oxygen flowing through the body. The disruptions occur during night time and can cause daytime drowsiness. One in fifteen people in the United States...
Why life insurance companies ask for your Social Security and drivers license numbers by Chris Walters April 17th, 2015, Policygenius Why life insurance companies ask for your Social Security and drivers license numbers When you apply for life insurance, you’re asked to share some pretty sensitive information about...
What is Final Expense Insurance? Final expense insurance is an insurance policy used to pay for burial expenses and funeral services when the named insured dies. Such a policy helps ease the financial burden placed on a family when a loved one dies. More About Final Expense Coverage Final...