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What Factors Affect Life Insurance Premiums for Diabetics? Age when diagnosed Your family health history Your current age Your medical history Type 1 or 2 diabetes Height and weight Your blood sugar levels Your hemoglobin A1C level Your current medications If your blood sugar levels are...
Why having Diabetes is considered a high risk by life insurance companies? Life Insurance companies consider diabetes a high risk because it is the leading cause of kidney disease, blindness, and amputations. Nearly 25% of people who have it don’t even know it. Testing is crucial...
Life Insurance & Diabetes Life Insurance & Diabetes are not words that sync together in the insurance industry. Life Insurance companies are concerned if a person has diabetes because it is the leading cause of kidney disease, blindness, and amputations, yet nearly 25% of people who...
Type 2 Diabetes Type 2 diabetes, formerly called adult-onset or non-insulin-dependent diabetes, is the most common form of diabetes. Approximately 90% of all people with diabetes have type 2 diabetes. People can develop type 2 diabetes at any age, even during childhood. This form of diabetes usually...
Carrying a diagnosis of Type 1 diabetes can make getting life insurance complicated. Some people have been denied for a life insurance policy and told they would not be able to have the coverage they need to take care of their loved ones. This is not true....