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In today’s economy, many individuals are denied life insurance due to high risk factors such as pre-existing condition or based on information found in their previous medical history. However, there are individuals who are in need of life insurance at a reasonable rate, even after...

What is genital herpes? Genital herpes is an STD contracted from either the HSV-1 or HSV-2 virus. Genital herpes cases are predominantly caused by the HSV-2 virus, but HSV-1 cases are growing steadily due to oral sex. When symptoms appear, genital herpes presents itself as sores...

What is Life Insurance? Life insurance pays out a sum of money either on the death of the insured person or after a set period of time. Common Types of Life Insurance Term Life Insurance Term life insurance or term assurance is life insurance which provides coverage at a...

Life events are important periods of time that can trigger the re-evaluation of life insurance . Studies support this approach wholeheartedly! Typically, within one year of a life event trigger, 78% of people purchased life insurance. As we all know far too well, lives and families...

Have you ever considered that Life insurance is is one dollar doing the work of many dollars. As one financial anyalists had pointed out that “Those dollars take care of your family or business or charity if you die too soon. Life insurance dollars are...

You see ratings everywhere when you read about Life Insurance. What does that mean when it reads AM Best Insurance Ratings? Who is AM Best, and why should I care? A.M. Best provides thorough ratings for clients and consumers alike to know which insurance companies are...

If you have been diagnosed with one of these types of skin cancer, you are not alone. Skin cancer is one of the most common forms of cancer and millions of Americans are diagnosed with one form each year. You may be wondering if it...

If you suffer from ongoing depression, you may not be aware that it can affect your life insurance. Life insurance companies are concerned about your physical health, but they are also concerned about your mental health. Depression or other mental health problems can affect life...

Having high cholesterol can affect your ability to secure life insurance at lower rates, but not as much as it has in the past. While a diagnosis of high cholesterol can affect life insurance, there are a variety of factors to consider, not only from...